Three Key Crypto Predictions for 2025

Dateline: Woking, 2nd April 2025.Andreessen Horowitz (which former partner Benedict Evans once called “a media company that monetizes through VC”) have released their predictions for “crypto” in 2025 and while most of them are what you would expect to see in such a list (eg, tokenisation of what they call “unconventional” assets and more companies accepting stablecoins), there were some that stood out for me because they provide a useful cross-check on my own thinking in this field. I’ve picked out what I think are the three key areas where I think we will see creativity in the coming year.Subscribe nowTwo HitsFirst, Carra Wu’s prediction that “An AI Needs a Wallet of One’s Own to Act Agentically”. As she points out, we are seeing a transition from chatbors to intelligent agents but as of now that cannot properly participate in markets in a “verifiably autonomous” (ie: not human-controlled) way. While in early experiments agents are using stablecoins to transact there is the potential for AI agents to control their own wallet and managae their own digital assets, which opens up some pretty interesting use cases. I think this view is central to the evolution of fintech, because I share the Open Wallet Foundation (OWF) view of the digital wallet of the future as “a container where you can store and access digital assets, credentials, and other useful items, such as tickets and keys” that will be working in tandem with “another software component, most often called an agent, [which] can…Three Key Crypto Predictions for 2025